When it comes to card values in blackjack, how much are face cards worth is just one of the things players need to know. The game also has rules for splitting and doubling down, as well as an option to buy insurance in case the dealer shows an Ace. Players can also surrender if they think they are unlikely to win.
The game begins with players receiving two cards. They can then choose whether to stand (end their turn) or take another card, while keeping in mind the dealer’s upcard. A player who totals 21 on the first two cards is known as a “natural” or blackjack and wins immediately, unless the dealer also has a blackjack which will result in a tie (and therefore no winnings).
Number cards from 2 to 10 are worth their face value, while face cards (jack, queen, and king) have a value of 10, and an ace can be worth either 1 or 11, depending on how the hand is played.
Some games allow players to double down after splitting, which involves doubling their initial wager and taking only one additional card. Other rules may restrict this to certain combinations of cards. Some games may also permit players to purchase insurance if the dealer’s upcard is an ace, but this is usually a bad bet for the player since the dealer has a blackjack less than one-third of the time. Other side bets, such as dealer match and late surrender, are sometimes available in addition to insurance.